Zam.io | Bridging real world capital to the New Economy

Bridging Real World Capital to the New Economy

We are building a hybrid on-chain CeFi&DeFi Ecosystem that bridges real-world capital to blockchain and accelerates the transition to the new DEconomy.

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Google Play

Products Docs

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Infrastructure to Bring
a New Era of Finance

Today, traditional financial markets dwarfs that of blockchain. The global stock market is valued at $95 trillion while the entire crypto marketcap is only about $2 trillion.

Transitioning into the new decentralized economy requires duplicating trillions of capital into blockchain. If only 1% of stocks are locked in DeFi, over $950 billion in capitalization could be added to crypto markets.

Our vision is to expand the crypto market by creating powerful and intuitive instruments that connect people and capital from traditional finance to DeFi

An Open Source
Financial Ecosystem
for CeFi&DeFi

zMorgan

Duplicate Your Capital
on Blockchain

zMorgan is an on-chain platform for stablecoin loans secured by stocks as collateral.

Monetize your stocks without selling them. Unlock the value of your stocks and seize every trading opportunity in the blockchain economy.

How it works

Guaranteed by Smart
Contracts, Escrow
Accounts and Oracles

$AEDZ and $USDZ
Digital Money Pegged
to Fiat Currency

AEDZ and USDZ are cryptocurrency for everyday use pegged 1:1 to the Emirati Dirham and the US Dollar respectively. Our stablecoins are universal solutions for payments, remittance, banking, trading, and many business applications.

How it works

Token $ZAM
Cryptocurrency for
the New Economy

$ZAM is the native utility token of Zamzam’s infrastructure used to operate and secure our network.

We developed $ZAM as a universal token for CeFi and DeFi that can be used for payments, exchanged, used for stock-backed loan insurance, rewarded, staked, liquidity mining or paying network fees.

Token Supply

888.888.888

Blockchain Network

Ethereum, Binance
Smart Chain

About $ZAM

ZamWallet

A safe wallet to store and manage digital assets

- Store, manage, send and receive digital assets at your convenience

- Send crypto by phone number

- Buy, sell, and exchange tokens at ZamEx

- Access ready-made investment portfolios built by trading experts

- Secured by the world's most advanced protection methods

App Store

Google Play

About Wallet

Zam.me

An online bank for migrants for CIS and MENA regions with virtual bank cards, cross-border remittance and essential financial services

Zam.me is the sister platform of Zam.io, launched in 2019 as a digital bank for migrants in Russia and the CIS region. The platform has over 10,000+ registered users in 8 CIS countries. $ZAM token and Zam wallet are already integrated with Zam.me app.

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ZamWallet exchange is powered by Binance to provide our users an exceptional experience with high liquidity, smooth performance, and top-tier security

Previous Milestones

Products

Marketing

Business Development

zam.me

zamzam

zam.io

Products

Marketing

Business Development

Project Documentation .One

Financial Modeling .One

Сlosed Pre-Seed Private Sale

Team Formation

Registered as Zamzam Technology LLC

Marketing Strategy .One

Launched Product Development

Release ZamWallet MVP .Beta

Published White Paper .One

Launch Website .One

Our Team Visited Dubai, Singapore, Switzerland

Partnership with Saeed Alhebsi and Jaber Almarzouki UAE

Active Fundraising

Project Documentation .One

Financial Modeling .One

Business Development

Partnership with Unistream Bank

Partnership with QiwiBank

Launch Development App Zam.me for Remittance

Marketing Strategy .One

Partnership with WalletOne Bank

Our team visited Turkey, Dubai

Partnership with Best2Pay and MinBank

Infrastructure Launch 1.0

Launch Website Zam.me

Team expansion

Partnership with CONTACT Payment

Closed Testing App Zam.me for Remittance

Start of Development of Virtual Bank Cards

Partnership with the Federation of Migrants of Russia

Release App Zam.me for Remittance .One

Launched Remittance in 8 countries

2018

2019

2020

Project Documentation .One

Financial Modeling .One

Сlosed Pre-Seed Private Sale

Team Formation

Registered as Zamzam Technology LLC

Marketing Strategy .One

Launched Product Development

Release ZamWallet MVP .Beta

Published White Paper .One

Launch Website .One

Our Team Visited Dubai, Singapore, Switzerland

Partnership with Saeed Alhebsi and Jaber Almarzouki UAE

Active Fundraising

Project Documentation .One

Financial Modeling .One

Business Development

Partnership with Unistream Bank

Partnership with QiwiBank

Launch Development App Zam.me for Remittance

Marketing Strategy .One

Partnership with WalletOne Bank

Our team visited Turkey, Dubai

Partnership with Best2Pay and MinBank

Infrastructure Launch 1.0

Launch Website Zam.me

Team expansion

Partnership with CONTACT Payment

Closed Testing App Zam.me for Remittance

Start of Development of Virtual Bank Cards

Partnership with the Federation of Migrants of Russia

Release App Zam.me for Remittance .One

Launched Remittance in 8 countries

Roadmap 2021-2022

2021 Q1

Formation of a New Crypto Team

Project Documentation .Two

Financial Modeling .Two

Marketing Strategy .Two

Partnership with PayAnyWay

Partnership with OpeningBank

Zam.me was Valuated at $27mln by FreedomFinance

2021 Q2

Attracted 10,000 Users

Infrastructure Launch 2.0

NEW Products Docs .One

Developed $ZAM Token

Crossservers Zam.me&Zam.io

Referal and Bonus Program .One

Partnership with Interactive Broker

Website Update .Two

2021 Q3

Trade Wallet Power by Binance Broker .One

DeFi Wallet BTC, ETH .One

ZamEx Intelligent Investment Portfolios .One

Cross-Chain Bridge ETH to BSC .One

Launch Virtual Bank Cards .One

Adding 10 New Remittance Destinations

Launch of the USDZ and AEDZ Smart-Contracts .One

Launch of Open API .One

Listing IDO Uniswap and PancakeSwap

Listing IEO on Gate.io

2021 Q4

zMorgan .One

zMorgan Protocol Audit by CertiK

Staking Wallet .One

DeFi Wallet Add Cosmos, BSC .Two

ZamEx Swap CeFi&DeFi .Alfa

zMetaBoard (Dashboard) .One

ZamAgileChain Private Network .One

Launch Virtual Bank Cards .Two

PCI DSS Leval 4

Salary Projects for Migrants .One

Listing on KuCoin

Obtaining an EMI license in Malta

2022 Q1

DAO Governance

ZamAgileChain. Two Publiс Network (Testnet)

ZamEx On-Chain Exchange on ZAC .One

zMorgan .Two

zMetaBoard .Two (Dashboard)

Intellectual Investment Portfolios .Two

Launch off Loans for Migrants

Obtaining a License from the Central Bankof Bahrain

2022 Q2

Adding Deep Analytics to ZamEx

Launching Nodes ZAC for Remittances

Stock Tokenizations Release

Launch of Algorithmic Stablecoins USDZ and AEDZ

DeFi Wallet Add Lending Protocols .Three

Adding 10 New Remittance Destinations

Launch of Open API .Twe

2021 Q1

2021 Q2

2021 Q3

2021 Q4

2022 Q1

2022 Q2

2021 Q1

Formation of a New Crypto Team

Project Documentation .Two

Financial Modeling .Two

Marketing Strategy .Two

Partnership with PayAnyWay

Partnership with OpeningBank

Zam.me was Valuated at $27mln by FreedomFinance

2021 Q2

Attracted 10,000 Users

Infrastructure Launch 2.0

NEW Products Docs .One

Developed $ZAM Token

Crossservers Zam.me&Zam.io

Referal and Bonus Program .One

Partnership with Interactive Broker

Website Update .Two

2021 Q3

Trade Wallet Power by Binance Broker .One

DeFi Wallet BTC, ETH .One

ZamEx Intelligent Investment Portfolios .One

Cross-Chain Bridge ETH to BSC .One

Launch Virtual Bank Cards .One

Adding 10 New Remittance Destinations

Launch of the USDZ and AEDZ Smart-Contracts .One

Launch of Open API .One

Listing IDO Uniswap and PancakeSwap

Listing IEO on Gate.io

2021 Q4

zMorgan .One

zMorgan Protocol Audit by CertiK

Staking Wallet .One

DeFi Wallet Add Cosmos, BSC .Two

ZamEx Swap CeFi&DeFi .Alfa

zMetaBoard (Dashboard) .One

ZamAgileChain Private Network .One

Launch Virtual Bank Cards .Two

PCI DSS Leval 4

Salary Projects for Migrants .One

Listing on KuCoin

Obtaining an EMI license in Malta

2022 Q1

DAO Governance

ZamAgileChain. Two Publiс Network (Testnet)

ZamEx On-Chain Exchange on ZAC .One

zMorgan .Two

zMetaBoard .Two (Dashboard)

Intellectual Investment Portfolios .Two

Launch off Loans for Migrants

Obtaining a License from the Central Bankof Bahrain

2022 Q2

Adding Deep Analytics to ZamEx

Launching Nodes ZAC for Remittances

Stock Tokenizations Release

Launch of Algorithmic Stablecoins USDZ and AEDZ

DeFi Wallet Add Lending Protocols .Three

Adding 10 New Remittance Destinations

Launch of Open API .Twe

Core Team

RUS

ENG

TUR

HEB

PER

AZE

Iliya Biniaminov

CEO, Founder

Serial Entrepreneur and founder of 8 companies in the fields of IT, Aerospace, Fintech, Blockchain and Construction with assets capitalisation of more than $100mln.

RUS

ENG

George Gus

COO, Founder, Head of Product

Since 2017 he has been investing in crypto and developing blockchain and financial products. 15 years of experience in product development, marketing and Ui/UX.

ARA

FRA

RUS

ENG

Ayman Sayed

CBO, Co-founder

Serial Entrepreneur, crypto investor and business developer of projects across multiple industries including Fintech, Blockchain, E-commerce, Infrastructure, and Digital Marketing.

RUS

ENG

Ksenia Rayko

Chief Financial Officer

Ex PwC - 6 years of experience in finance, accounting and auditing at a senior level.

RUS

ENG

Mikhail Zhbankov

CTO

More than 15 years in tech development, 6 of which as chief developer. Developed products in HTML, CSS, PHP, Python, C, C ++, Nodejs and Golang - both system software and web backend logic.

RUS

ENG

Alex Belov

CIO

23 years of experience in IT as a developer, system administrator, software architect and cybersecurity expert with extensive expertise working with blockchain and Fintech solutions.

RUS

ENG

Constantine Sorokin

Chief Economist

Ph. D in Applied Mathematics, 6 published works, 4 in writing. More than 4 years of teaching experience. Supported and audited multiple blockchain projects.

ENG

Ali Aoun

CCO

Ex JP Morgan Chase & Co - 8 years of Compliance experience within the Financial Industry in New York and London.

Advisers

ENG

Glenn Grant

Senior Advisor

Former Director at Kraken, Saxo Bank. Glenn has been involved in both traditional and fintech derivatives globally for over 30 years in Europe, Middle East, Asia and the United States.

ESP

FIN

FRA

ENG

Vilma Mattila

Senior Institutional Advisor

Venture Capitalist & Futurist. Incubated/Invested in 40+ Projects including Qtum, Tron & Aleph Zero; Advisor at the EU Blockchain Observatory, World Future Society & UN USA; Member of Singularity University, Ex-EU Lawyer.

ARA

ENG

Said Alhebsi

Supervisory Board (Dubai)

Business Partner and AI Consultant for the Office of the Prime Minister of Dubai. Managing Partner Casa Mobili and Investment partner Alpha Capital.

ARA

ENG

Jaber Al Marzuki

Supervisory Board (Dubai)

Deputy Director at the Ministry of Labor and Social Development Dubai. A partner in the international development company MKG.

Institutional

Strategic Partners

Be part of DeFi history!

Products Docs

If you want to learn more about our project, understand our products and how Zamzam plans to bridge today’s economy with the economy of the future on blockchain, check our product docs.

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Babylon Academy

Learn everything about crypto and blockchain! Babylon Academy is a one-stop portal to know everythings about crypto. Whether you are a newcomer or a seasoned trader, Zamzam got you covered.

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More About $ZAM